A self-help group consists of 10-20 members from the same area/location having similar socio-economic background who come together to achieve a common goal - that of sustainable economic development which is achieved by sharing concerns, helping each other, resolving problems in a democratic manner and a participatory decision-making process.


A JLG is an informal group of 5 to 10 women formed based on trust and knowledge of each other’s business and character. They operate their business and live in the same locality. Each group selects a group leader who is responsible to coordinate repayments, liaising with the company, initiate and maintain group peer pressure. Each group member agrees to guarantee the loan of others in the group.

The JLG product offers help to our customers finance their income generation activities and creation of assets, which have pronounced effect on the quality of their life.